Yakima, Wash. May 17, 2013
The team at the Mariano Morales Law, a Yakima personal injury firm, is proud to announce that its website for Washington State accident victims, http://www.marianomoraleslaw.com, has won an Award of Distinction in the 2013 Communicator Awards.
The Award of Distinction is presented to projects that exceed industry standards in quality and achievement. It is the second-highest honor of the Communicator Awards, which are sanctioned and judged by the International Academy of Visual Arts, an invitation-only group consisting of top professionals from acclaimed media, communications, advertising, creative and marketing firms.
Mariano Morales Law?s website was selected from more than 6,000 entries for the 2013 Communicator Awards. Entries are judged based on a standard of excellence in marketing and communications.
?I have focused my practice on helping people who have been injured or harmed by someone else?s negligence and improving the lives of these injured individuals and their families,? Morales added. ?This award reflects our firm?s dedication to safety and protecting families. The website is an important way for us to reach these families and provide them the information they need.?
Features of the professional, easy-to-use website include a blog on topics related to the firm?s practice areas, such as distracted driving and pedestrian accidents, a frequently asked questions section with video answers from Morales and a downloadable accident information card that helps users know what to do in the aftermath of an accident.
The online legal marketing firm, Consultwebs.com, Inc., produced the law firm?s website in 2012.
About Mariano Morales Law
Mariano Morales Law is a full-service personal injury law firm serving clients in communities throughout Washington?s Yakima Valley, including Yakima, Tri-Cities (Richland, Pasco and Kennewick), Wenatchee, Grant County and Chelan County. Mariano Morales Jr. started the firm in 1994. Six times, he has been voted ?Best Attorney? in Yakima Valley by readers of the Yakima Valley Business Journal. The firm helps clients in product liability, car accident, truck accident, nursing home abuse and neglect and many other cases involving traumatic injuries or wrongful death. The firm?s office is located at 1200 Chesterly Drive, Suite 180, Yakima, WA 98902 (local phone (509) 457-1948). To learn more, call toll free at (866) 972-0493 or use the firm?s online contact form.
Forms of jewelry have been around for thousands of years. Jewelry makes a great fashion statement and a great piece of accessory to complete any number of outfits. There are many decisions to make when it comes to purchasing, making or gifting jewelry. Use the tips below to make the right choices when it comes to selecting the jewelry that’s right for you.
When buying a diamond from a jeweler, make sure that you understand what kind of stone you are purchasing. Do not buy a stone based on seeing it against a black or dark background. This is a seller’s ploy to making it appear more attractive to your eye. You will get a truer view if you ook at it under magnification.
When jewelry shopping, you need to be prepared to carefully look, and inspect anything that you may want to buy. You need to get a loupe. This is a small pocket-sized magnifier that can show you what kind of quality you will be getting. It magnifies the jewelry so that you can inspect it to see if you are getting something of bad quality or good quality.
Jewelry is often very difficult to purchase for a friend or loved one because there are as many different styles and types of jewelry as there are people to wear it. Bracelets are a great solution for many and are available in a huge variety of styles made for the fanciest of occasions to casual every-day wear. Plain silver and gold bangles are a staple for most women, but charm or sliding-bead style bracelets offer the buyer and the wearer the ability to completely customize the bracelet, as well as give the presenter a whole host of additional gifts to give in the future with the purchase of more charms or beads.
If you would like to start collecting gemstone jewelry, make sure that you do your research first. It is important that you know what to look for in spotting fakes and what to look for to identify genuine gemstones. It can also be beneficial to know what different countries and areas different gemstones are indigenous to. This can help determine if what you’re looking at is real or fake.
If you lose the butterfly backing for your post earrings, you can easily replace them. Any local craft stores carry replacement backings for post earrings in the jewelry making aisles. You can find them in different metals such as sterling silver, gold plating, silver plating or silver tone metal. You no longer have to throw your old earrings out, you can replace the backing quite affordably.
When cleaning silver, it is best to invest in a jeweler’s rouge cloth. It has a polishing compound on the red side which is safe to use with all gemstones, and the yellow side is intended for giving a polish that will sparkle. This will keep your jewelry looking gorgeous for a long time to come!
When buying jewelry, the most important thing to consider is what you like and feel comfortable in. Even if bracelets or dangling earrings are in fashion, something that you dislike or don’t feel comfortable in never looks fashionable. When you’re uncomfortable, it shows. When you’re comfortable and like your look, it shows!
When you are buying jewelry as a gift for someone else, be sure to figure out what their preferences are. Many people only like gold or silver, not both. Look at the recipients wardrobe choices and current jewelry to find what jewelry type they would be most likely to enjoy and actually wear.
To keep your clothing the focus when wearing jewelry, choose modest gemstone pieces. A simple gemstone ring or necklace will add sparkle and visual interest to your look, but will not overpower the rest of your outfit. It is best to wear at least 2 pieces of jewelry that have a similar visual look.
The brooch adds a unique touch and a bit of your style to your outfit. Either put it near your hip or near the middle of your waist.
Be careful when untangling your delicate necklaces. It is tempting to throw in the towel against knotted metal, but plastic wrap should be reached for instead. Apply baby oil or mineral oil to your necklace after placing it on the plastic wrap. It is possible to untangle very snarled necklaces with a needle. When finished, wash it with a little dishwashing liquid and pat dry.
If you plan on selling jewelry online, you should make sure you know the materials. All jewelry sellers should know about the Federal Trade Commission’s Guides for both the Jewelry and Precious Metal Industries. If you don’t know all the rules, a customer could file a misrepresentation claim against you, which you do not want happening to you.
While jewelry is a fun fashion accessory, it may be causing an allergic reaction. Certain metals that are added to strengthen the piece cause this. In order to avoid this reaction, you can limit the amount of time the jewelry is worn. Also, make sure your jewelry isn’t too tight, which will allow the skin to breathe, limiting the irritation.
Ask your jeweler if they have the current equipment that is used to distinguish real diamonds from those that were created in a lab. Most of the older equipment can detect cubic zirconia, but sometimes they mistake lab diamonds for real ones. Making sure your jeweler has the correct testing equipment can save you from being a victim of fraud.
There are so many people who throw good money down the drain just to buy some expensive piece of jewelry that they don’t really need. Save your money and purchase knock offs. You can find ones that look identical to the original but can cost up to 75% less.
As the beginning of this article mentioned, jewelry has been a part of mankind for thousands of years as a great adornment for outfits. Jewelry makes a lasting statement and shows a great deal of your personality. Apply the tips from the article above to go on your way in becoming an expert in selecting the right jewelry choices for you and others.Law | Comments Off
Lawsuit eBay auctions you should keep an eye on:
Vintage 1970′s Lyle SG Electric Guitar Pre Lawsuit era~ Project Made in Japan
|.00 (13 Bids)
End Date: Saturday May-25-2013 21:46:46 PDT
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RARE 1970s YAMAKI LES PAUL GUITAR Set Neck SUNBURST Lawsuit Era CLASSIC JAPAN!
End Date: Monday Jun-3-2013 11:53:33 PDT
Buy It Now for only: 5.00
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Very Rare Vintage Ibanez Pre-Lawsuit Les Paul Electric Guitar MIJ Pre-Serial
End Date: Tuesday Jun-4-2013 10:17:55 PDT
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Los Angeles, California May 25, 2013
Unrealistic promises and fraudulent claims are certainly a bad way to bring in customers ? and a good way to get a company into legal trouble. On May 23, 2011, USA Today reported that ?Some Tax-Resolution Companies Are Scams? (usatoday30.usatoday.com/money/perfi/columnist/block/2011-05-23-tax-resolution-scams_n.htm). Sherri Gastelum, CEO of Platinum Tax Defenders, says that bad apples can show up as tax resolution professionals just as they can in other respected work areas, such as the medical field and the accountancy field. Platinum Tax Defenders, she says, was able to reduce actual client tax bills of over $ 100,000 down to a little more than $ 1,000 or even less.
Nor are these cases spread out over a great number of years. As early as April 8, 2013, the tax bill for a client (#11308) went down from $ 101,708 to $ 252 ? a great savings of over $ 100,000. A little further back, on February 4, 2013, one client (#10649) was able to have a $ 146,996 bill settled for $ 100. The client (#10665) that had to pay the most money settled on October 30, 2012. The original bill was for $ 108,000, and the accepted offer came to $ 1,016. That may qualify by USA Today’s standards of ?reputable tax professionals who can help you resolve problems with the IRS?.
The USA Today tips on red flags would be quite helpful to taxpayers, who truly need a tax resolution services to save them time and money. High-pressure sales and strong-arm techniques help no one but a firm that’s interested in short-term business, and are always worth watching out for. Being able to view a ?written description of services? is a requirement in the auto mechanic world, although a good website should give a clear indication of what can and can’t be done in the majority of cases. It is also certainly true that guarantees can apply to work done by the tax resolution service, but not to results, because agreements between government entities such as the IRS and an individual depend on many factors. This is why Platinum Tax Defenders states on its FAQ page that ?Any firm that makes blanket guarantees of pennies on the dollar savings on their client?s tax debt is not only grossly misleading the client, but is borderline operating illegally.?
Individual taxpayers can send letters and communicate with the IRS on their own behalf, and some are able to obtain a certain amount of tax relief just by following directions on the IRS website. Many people are also able to get well from illnesses on their own, or by checking out information on the WebMD website. However, the IRS does tend to be able to call the shots when speaking to a taxpayer, who may or may not know legal precedent or current tax relief measures. For those who would like to have a professional buffer, and the benefit of negotiating experience with the IRS, it may be an idea to look into a tax relief or tax resolution service.
Sherri Gastelum, CEO of Platinum Tax Defenders, doesn’t operate alone. She and Attorney Dustin Wetton help provide tax relief and tax resolution with a team of professionals. These include CPA’s, a former IRS tax attorney, and IRS enrolled agents. Sherri is on the board of The Entrepreneurial Institute, and continues to be the President of the National Association of Professional Women in Simi Valley. Dustin gained a degree in international relations before obtaining his J.D. from the California Western School of Law in San Diego. For a free consultation with a PTD specialist, or for more details about Platinum Tax Defenders, call 1-877-668-1807 or email info(at)tax-resolution(dot)me.
Check out these Lawsuit images:
Image by Shira Golding
so interesting that "citizens against lawsuit abuse" exists as an organization and can afford to pay for billboards.
Image by pconigs
The original infographic on The Guardian — www.guardian.co.uk/technology/2010/oct/04/microsoft-motor… — was pretty difficult to read, so I arranged these two graphics based on the same data.
The sizes are weighted depending on how many lawsuits connections there were. For the graphic on the left, suing someone would increase the size, receiving a lawsuit would decrease the size; vice-versa for the graphic on the right. It’s pretty interesting to see that Kodak is actually the largest aggressor, and Sharp & Motorola were the largest receivers.
Important Lawsuit Reform for Texans
Image by Texas Governor Rick Perry
7/27/2011 – HOUSTON – Gov. Rick Perry ceremonially signed House Bill 274, which brings important lawsuit reforms to Texas courts, including implementing a loser pays component for frivolous lawsuits in the state. The governor designated this issue as an emergency item for this legislative session. Gov. Perry was joined by Rep. Brandon Creighton and Sen. Joan Huffman for the signing ceremony at the Greater Houston Partnership.
for more information: href=”http://governor.state.tx.us/news/press-release/16430/” rel=”nofollow”>governor.state.tx.us/news/press-release/16430/
You may have gotten an iPhone because you heard it was the best. You may not really know how to use the phone in order to get the most out of it, but that is what this article is for. This article contains information you can use to really get to know your phone. Keep reading for great tips.
To get the most out of your iPhone, use it as a storage device. You can use your iPhone to store all sorts of files with the help of readily available software. Aside from the obvious music files, you can store pictures, documents and more. The best advantage to this is the fact that you always have access to those files wherever you go.
Switching your phone to airplane mode when you are traveling, or in an area where you can’t receive calls or texts will help to save your battery life. Having to find and remain in contact with the nearest towers uses up a ton of battery. Switch to airplane mode in the setting’s section of your phone and keep your batter for when you actually need it.
You probably spend a lot of time reading scrollable content on your iPhone, but you might not know about this feature. When you’ve scrolled down on a page, you can return to the top simply by tapping your phone’s status bar. This can be very helpful, and once you’re familiar with the feature, you may find yourself using it all the time.
If you use your iPhone for a limited number of your favorite apps, consider rearranging your icons to make accessing them much quicker. By moving your most-used apps to the first home screen, you will save a lot of time. This ensures that you can quickly and easily find the information that you need.
Would you like an easy way to take a picture of your phone’s current screen? Try this! Press the home and sleep buttons at the same time, and wait for the sound of a camera clicking. Then, head over to your saved photos. You should see an image of your screen in the folder.
When you have an incoming call on your iPhone, you can silence your ring with a single button. By pressing the Sleep/Wake button one time, the ring will go to silent mode. If you wish to send the caller straight to your voice mail, you can press that button two times.
With the iPhone you can quickly take pictures on your phone. Once you slide to unlock the phone, hit the camera app on the lock screen and open it up to use the camera. This feature makes it easy to quickly take pictures and never miss out on a memory.
Certain iPhones can be set up to connect to Wi-Fi, although some setup is required. The benefits of the connectivity is obvious, because you can access the internet away from home with your iPhone. This a great advantage to business people because they can check their messages while they are away from their office.
Are you interested in accenting letters in your text conversations on the iPhone, but not sure how to accomplish this? It is as simple as this. Touch the letter for which you would like to see extra options, and hold for a second. A box with extra keys will come up. Now you can include special characters any time you wish!
To increase your storage space on your iPhone, take advantage of iCloud. This will only take you a few minutes to set up, and it can triple or quadruple the amount of space that is made available. This is especially useful if you store a lot of photographs or a big music library on your phone.
When typing in a web address to visit a page, sometimes you may not know the domain name ending. Even if you do, there is a way to get it in the address bar faster. In the iphone world, this is very helpful. All you do is hold down the .com button in order to see different domain name endings. You can then choose from the list.
You can check where links will take you to by slightly pressing on them instead of tapping. This is the equivalent of hovering your mouse over an element displayed by your computer; you will see more information about the links you touched. Always check links you receive in your emails, especially if you do not know the sender.
If you don’t have an unlimited messaging plan, ensure that the character count setting is enabled on your iPhone. Messages over 160 characters will be split, using two messages instead of one. To turn on this feature, go to “Settings,’” then “Messages,” and turn Character Count on. The counter will appear just above the “Send” button.
A terrific way to get even greater use out of your iPhone is to take advantage of its photographic shooting and editing capabilities. By customizing the camera interface and utilizing one or or more of the professional-quality editing applications available, you may find that you no longer need to carry a conventional digital camera.
Do not waste time by trying to delete any of your unwanted mails individually. the best thing to do is to go to your Inbox, press the Edit button and select all of the messages you want to rid if. Once you do that, press Delete and they will all be eliminated at the same time.
When you get your new iPhone, immediately add in the WiFi addresses for your home, office or any other favorite locations that you visit frequently. When you are in those locations, your iPhone will switch to WiFi for data. This allows you to work faster, and it can help to optimize your iPhone experience.
The tips in this article are just some of the many you can use to use your iPhone most effectively. You can keep exploring your phone to find out what it can do and what you want it to do. You might even eventually decide that your iPhone is the last gadget you’ll ever need!Trial Lawyer | Comments Off
LA PULGA DE PASCO WA
LA PULGA DE PASCO WA.
Video Rating: 3 / 5
Welcome to Pasco WA
http://www.HavreTeam.com – A brief overview of Pasco, WA. Enjoy scenic imagery from around the city. Discover the local flavor and things to do. For all of y…
Video Rating: 4 / 5
Some cool State Law images:
Comm_2011_Penn State Law
Image by pennstatenews
Pulitzer Prize-winning journalist Linda Greenhouse addressed Penn State Law’s class of 2011 during commencement ceremonies held May 21 in Eisenhower Auditorium on the University Park campus. Greenhouse accepted an honorary doctor of laws from Penn State during the ceremony.
Penn State Law professor Michele Vollmer talks with students in the courtroom.
Image by pennstatenews
Some recent Plantiff auctions on eBay:
Genuine Oakley Plantiff Sunglasses
|.00 (1 Bid)
End Date: Monday May-27-2013 15:56:08 PDT
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NEW AUTHENTIC Oakley Plantiff OO4057 POLARIZED Ducati Red Frame. Retail 0.00
End Date: Thursday May-30-2013 19:28:08 PDT
Buy It Now for only: .99
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New Walleva Polarized Transition/Photochromic Lenses For Oakley Plantiff
End Date: Sunday Jun-2-2013 9:29:32 PDT
Buy It Now for only: .99
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Most popular Wrongful Death eBay auctions:
Gene Brewer Author of K-Pax K Pax KPAX lot Watson’s God Wrongful Death Ben and I
|.99 (0 Bids)
End Date: Saturday May-25-2013 18:27:48 PDT
Buy It Now for only: .00
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A Wrongful Death: One Child’s Fatal Encounter with Public Health – FIRST ED. -JY
End Date: Sunday Jun-16-2013 17:55:44 PDT
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Wrongful Death by Baine Kerr (2003)Pb
End Date: Friday Jun-14-2013 0:51:28 PDT
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People often believe that weight loss is about raw grit, sweat and determination. In fact, weight loss centers more, around education and the right mindset. By following the advice below, you ensure that your mind is trained as well as your body. Read on to give yourself the tools you need to succeed in getting healthy.
A good weight to help control your weight is to cut out snacking. You want to taker in less calories than your burning and snacking between meals goes against this. You may not think it’s a lot, but each cookie or chip you eat adds up. And if you’re not taking in less calories than you burn, you won’t lose any weight.
A good way to lose weight is to eat your meals at the dinner table instead of in front of the television. When you eat in front of the television you aren’t aware of how much you’re actually eating. When you eat at the dinner table you’re more aware of how much you’re eating.
A quick way to lose weight is to spend just fifteen minutes a day exercising. Exercise is any activity that elevates your heart rate, so even taking a brisk fifteen minute walk counts. Combine this with a once a week intense workout and you will be able to lose weight easily.
Drinking green tea several times a day can help you lose weight. In order to have the best effect, drink green tea at least four times a day. Not only does this “super tea” boost your immune system, it also boosts your metabolism and the rate that your body burns calories.
If you have ever spent a day counting exactly how many calories that you have consumed that day, you may have found it a daunting task and have been very surprised at the results. Try simply taking note of everything you eat in a notebook or spreadsheet. By writing down everything that goes into your mouth, you may find that you’re consuming much more food then you thought you were when you were making mental notes.
Read food label ingredients to find out which foods to stay way from for weight loss and general health. Many diets ask you to track your calorie, fat gram or carbohydrate intake. Find out which one you should be tracking for your particular diet, and follow through with it. When you know what you’re putting in your mouth, it becomes easier to not fall prey to a repetitive battle with weight gain.
Another great way to lose weight more quickly is to go on a daily swim. Swimming is actually a fun way to burn calories without feeling like you are working out. If you simply go out to your backyard and go for a swim, you are on the way to your dream body.
Doing aerobic exercises are a great way to burn calories and lose weight. Not only do aerobic exercises such as cycling, running, and stair stepping help you lose weight while you are performing them, they can help burn calories for hours afterwards. Pick an exercise that you enjoy and get started!
A helpful way to lose weight is to start reading the labels on the food that you eat. Doing so will make you aware of the good and bad chemicals that are in your food. Reading the labels also familiarizes you with the amount of calories you will be consuming. This knowledge can be a deterent to eating unhealthy, which can lead to weight loss.
When you are feeling stressed or sad, try to turn to other endorphin boosters instead of food. A lot of people eat when they are depressed and don’t keep track of all the extra calories they are consuming. This prevents people from losing weight, so the next time you feel emotional, instead of reaching for a bag of crisps or a bar of chocolate, call a friend, watch a great movie or go for a run.
Deciding to run a marathon is a sure way to lose weight. You will need to train for at least 6 months, and that alone will help you by burning calories through exercise on a regular schedule. You will need to change the type of foods that you eat and make sure you are taking care of your body.
Don’t take pills or other diet aids that promise effortless weight loss. It’s possible that you’ll lose a little in the beginning, but once you no longer take the supplement, the weight will come back.
Planning a meal with a coordinating physical activity is not only fun, but will help you lose weight. Do you want to have a picnic? Have it somewhere close, and walk. Planning meals around an activity or game that requires physical activity is an easy way to lose weight.
Help yourself to become psychologically prepared to lose weight by taking a mindfulness class. Mindfulness is a technique that teaches you to be aware of what you are doing, and of everything around you at every moment. It can help you relieve stress and remain calm in all situations. While you are eating, the training helps you to think of nothing but the taste, feel, appearance and smell of the food, how often you chew it, and how pleasurable it is to you. Not only will this encourage you to eat more slowly, but it will give you greater enjoyment and appreciation of each meal.
You should not compare yourself to other people when trying to lose weight because what works for one person, may not work for another. People don’t lose weight at the same rate and the trick is to figure out what works best for you and then, stick with it. Keep in mind, the basic formula of expending more calories than you take in, drink plenty of water, and eat healthy, for your plan to work.
Like anything else, you need good tactics and strategies to succeed in losing weight. Keep in mind, the information in this article should be put to use in your life. If you do use these tips, you will be well-equipped to attack your weight problem. Remember the advice in this article and most importantly, remember your motivation.Uncategorized | Comments Off
, Federal Way, Kent, Yakima, Renton, Bellingham, Auburn, Kennewick, Lakewood, Pasco, Shoreline, Redmond
Price: $ 34.99
98270 Marysville, USA
Title: Customer Account Representative -#4028 -Pasco, WA
Location: UNITED STATES-WASHINGTON-PASCO
Pasco, USAPasco Washington | Comments Off
Every step of a wedding, from planning it to the actually day, can be very stressful. However, there are things you can do to ease some of that stress. In the following article, you are going to be given advice to help make your big day an enjoyable, unforgettable one.
If you are planning an outdoor wedding you will need to consider the possibility of bad weather. If you do not have a backup plan, this could ruin your wedding and inconvenience all of your guests who are attending. Always prepare for the worst on important occasions.
If you have guests who are traveling to a destination wedding, make sure that you give them gift baskets at the hotel they are staying at. This will help to show the appreciation that you have for them for changing their plans and traveling to be a part of your festivities.
When planning your wedding, consider the flowers that you want to use. Some weddings have color themes and flowers can become costly when you are trying to match colors. Flower color depends on the season and if you are looking for a certain color of flower during the off season, it will be more expensive.
When planning the theme for your wedding, take into consideration the types of people who are going to be attending. Everything should be appropriate as you should understand that there are probably going to be elders at your wedding. Catering to everyone’s interests is the best way to get great results.
Get your nails done when you get your hair done for your wedding to give you the overall pampering that you deserve on your big day. It isn’t very expensive, but the foot bath and hand massage will help calm your nerves and leave you looking beautiful and feeling great!
If you’re planning on having a buffet at your wedding reception, work out a plan to get the food moving quickly so that no guest is left waiting. Consider having multiple tables at different locations in your venue so that many tables can go up at one time, shortening the lines at each.
Fashionable and luxury-loving brides can choose to embellish their bouquet with a touch of sparkle; think Swarovski crystals, rhinestones, and even a sprinkle of diamonds. Crystals come in adhesive and heat-fixed varieties, or brides may choose to add pieces of costume jewelry or heirloom pieces to their bouquets. Make sure that it will match everything else in your wedding outfit by remaining consistent with the colors you choose, the cut, and also the size of your stones.
When the ceremony is over and you’re happily married, don’t celebrate like you’re in the end zone of a football game. You and your spouse should plan what reaction you’ll have, and it’s best if you both smile graciously and walk down the aisle together holding hands. No jumping up and down or dancing!
You should avoid smoking or drinking beer from the bottle while at your own wedding reception. It’s just gauche and tacky to be seen doing something so pedestrian, so try to live up to the classy theme of your wedding. After the reception you can go home, light up a stogie and get wasted, if you so desire.
It is important that you find out how many people can fit into the venue where you are going to have your wedding reception. Many times, people pick a venue that does not have enough room for all of their guests, which then creates an array of unnecessary problems. Also, do not forget how many hours that you have rented the venue for.
If you are not having a church wedding, consider targeting an outdoor venue. Beaches and parks may offer an environment that makes your wedding day perfect and at a reduced cost. Another benefit to this type of venue is the ability to offer ample room for guests. Consider outside venues that offer indoor facilities in the case of inclement weather.
If you don’t want to spend a great deal on the wedding, be sure to create a budget before you get started. It is easy to get lost in purchasing items for a wedding as it is an exciting event. If you don’t set your budget first, you could suffer in the end when you find you were a bit more frivolous than you wanted to be.
If you want an outdoor reception, make sure everybody can hear properly. Perhaps you might need some equipment set up if you cannot find a quiet location. Think about the sound of the wind, of the waves if you are going to get married by the sea or simply the sound of traffic.
Destination weddings require a good bit of research on your part to make the event a successful one. Every potential location has its weather and climate foibles. Target a destination that is perfect for the time of year you wish to marry, or target a date that is in the right season for a desired location. Decide which one of these two things will be the driving force behind your decision.
If the cost of extravagant floral arrangements is too high, one cost effective alternative that you should consider is potted plants. You can obtain potted plants in various sizes and place them throughout the ceremony area and reception. Plants in decorative glazed pots or terracotta tones will look great and save money. Once the wedding is over, the plants can be taken home as wedding favors by the guests, or they can be planted by the newlyweds in their yard.
Look into what other events may be going on in your city at the time of your wedding. For example, if it happens to be on the weekend of the annual marathon, it might not affect getting a reception hall, but it would prevent your out of town guests from possibly getting a hotel room.
As was stated in the beginning of the article, the whole wedding process can be a stressful one. Easing that stress can be as easy as learning more about weddings and what goes along with them. The above article gave you crucial advice to help your wedding be flawless and joyous.
So, you want to be a lawyer…(Part 1)
PLEASE CLICK LINK TO GO TO PART 2**** http://www.youtube.com/watch?v=w5cqJb_My5g.
Event on 2013-06-05 20:00:00
Supporting Acts: J Wise, DJ Caesar
As much as technology, business and society have changed since the 1980s, one thing has remained constant: Ice Cube has been a premier cultural watchdog, astutely commenting on, examining and detailing the breadth of the American experience in uncompromising terms with an unflinching honesty and a sobering perspective, as well as a deft comedic touch that has endeared him to several generations of fans. Indeed, growing up in crime and gang-infested South Central Los Angeles in the 1970s and 1980s, Ice Cube learned how to navigate a world where the lines between right and wrong shifted constantly. Equally importantly, the Los Angeles-based entertainment mogul also found a lasting way to present the comedy that exists in the midst of difficult situations. After penning the most memorable lyrics on N.W.A’s groundbreaking songs “Straight Outta Compton” and “Fuck Tha Police,” Ice Cube left the group at the peak of its popularity because he was not being paid correctly. That move that led to one of the most successful careers in music history. As a solo recording artist, Ice Cube has sold more than 10 million albums while remaining one of rap’s most respected and influential artists. Ice Cube’s first two albums, 1990’s AmeriKKKa’s Most Wanted and 1991’s Death Certificate, are widely considered two of the best rap albums ever released. Cube’s wry wit on such songs as “Once Upon The Time In The Projects” and “A Gangsta’s Fairytale” were masterfully juxtaposed against the searing social commentary on such selections as “I Wanna Kill Sam” and “Black Korea.” Subsequent singles “It Was A Good Day,” “Check Yo Self,” “Wicked,” and “Bop Gun (One Nation)” solidified Ice Cube’s elite status as an adventurous performer who routinely shifted stylistic, thematic and sonic gears while remaining artistically sharp and at the top of the charts. It’s a trend that continued when the Californian started releasing albums on his own Lench Mob Records in 2006. His Laugh Now, Cry Later album spawned the hits “Why We Thugs,” and “Go To Church,” which featured Snoop Dogg and Lil Jon. Both songs were among the most popular rap songs of the year. Beyond music, Ice Cube has established himself as one of entertainment’s most reliable, successful and prolific figures. In the film arena, he’s an accomplished producer (Friday, Barbershop 2: Back In Business, Are We There Yet?), writer (Friday, The Players Club, The Janky Promoters) and director (The Players Club) who is best known for his acting. One of the most bankable actors in cinematic history, his films include the acclaimed Friday, Barbershop and Are We There Yet? franchises, as well as star turns as a conflicted teen in Boyz N The Hood, a greedy soldier in Three Kings and an elite government agent in xXx: State Of The Union. Ice Cube’s ability to bring a natural, everyman aesthetic to any film genre makes his characters compelling and memorable, whether he’s playing a confrontational career college student (Higher Learning) or skeptical football coach (The Longshots). As a television producer, he took the Barbershop and Are We There Yet? series to successful network runs and also enjoyed success with the controversial Black. White., among other programs. In 2012, Ice Cube appears in the blockbuster film 21 Jump Street and the independent thriller Rampart. Other film projects in development include a biopic on N.W.A and another Friday film. In addition to his film projects, he will produce and star in the FX series Eye For An Eye, a gritty drama where he portrays a paramedic bent on vengeance. He’s also a pitchman for Coors Light and will be filming several additional commercials for the beverage in the coming months. “The relationship is really just starting to pick up momentum,” Ice Cube says of his work with Coors Light. “Not only is it a good beer, but it’s cool that they wanted to expand their brand a little bit and go after somebody like me, someone that’s a little different than the normal sports or rock demographic. I think they’re trying to reach all avenues. They’re trying to be where some of the other beers aren’t.” Fortunately for Coors Light and his television and film partners, Ice Cube is virtually everywhere. He’s already completed an Australian tour in 2012 and will also hit the road domestically this summer, building to his forthcoming album, Everythang’s Corrupt (due January 2013), his eighteenth release as a solo artist or a member of a group (N.W.A, Da Lench Mob, Westside Connection). On his new LP, Ice Cube highlights the evolution of the United States of America, a land where honesty, love and respect have been replaced by a meaningless, fruitless pursuit of material spoils. “Everybody’s trying to come up with more than they really need and it’s driving people crazy,” he says of the mentality that inspired the piano-accented selection “One For The Money.” “If they can’t attain it, then they look for escape in another way, whether it’s drinking, drugs, dancing, having sex, whatever. Everybody’s trying to be somebody, which is cool. There’s nothing wrong with that. But you are somebody. You’re somebody before you’re trying to be somebody. I know a lot of famous dudes who aren’t good people. I know a lot of people that aren’t famous that are cool people, who set a good example and do the right thing.” But doing the right thing seems much more difficult for people whose sole purpose in accumulating money and power. On the ominous “Everythang’s Corrupt,” Ice Cube explains how money is often the answer to questions about why things work the way they do. “You can never let the world puzzle you,” he explains. “All you’ve got to do is follow the money and you’ll see why things don’t get done or things get done. It’s a shame that the dollar has become more important and more precious than life itself to so many.” So as much of popular rap focuses on trite topics, Ice Cube remains raw and uncompromising. It’s a stance he’s held since the mid-1980s when he broke through as a member of gangster rap pioneers N.W.A. On the funky, “Can I Hit Some Of That West Coast Shit?” Ice Cube dares the new generation of artists to push the genre forward, something he’s been doing throughout his entire career. “It’s basically saying, what you’re about to do, I’ve done it already,” he reveals. “It’s like, ‘C’mon, man.’ Come new. And if you’re new, you’ll stand out.” To his point, Ice Cube has stood out throughout his remarkable career. His ability to adapt to new trends and styles and put his twist on them without losing his own identity puts him in an elite class of recording artists of any genre. With the bouncy “Sic Them Youngins On ‘Em,” he showcases an undulating delivery that counters his typically stoic, commanding flow. That type of artistic alchemy also allows Ice Cube to craft a song like “The Big Show,” where he lets the world know that in the real world, he’s going to remain true to himself regardless of whom he’s interacting with. “I just be myself man, and you’ve just got to take it or leave it, whether you’re the homie in the hood or Obama,” he says. “You’ve just got to take me how I am. Where I come from, it makes me real equipped to deal with everybody.” As a multi-media juggernaut, Ice Cube has built a career that remains robust, if difficult to categorize. “It’s hard to define,” he says. “My brand, if I could put it in a nutshell, is I believe that I’m a solid artist. I always go back to that word solid. Solid like a Harley Davidson is solid. I hope people trust that when I put my name on something that it’s not just garbage. I’m not just throwing it at you. I’m trying to give you an experience.” And he’s excelled at that, time and time again.
at The Beacham
46 North Orange Ave
Orlando, United States
Event on 2013-06-15 21:00:00
Supporting Acts: Gypsyhawk, Ramming Speed, Black Cowgirl
A quest for knowledge, quest to see / all these things inside of me / looking in, there's something wrong / I must set out on my own If there is any hope that Rock N Roll can change the world, as Valient Thorr believe it can, people are going to have to start to get their own personal shit together first. In what could be viewed as a single handed, spur of the moment effort to wrestle the phrase "personal responsibility" back from the Right, Stranger, the new album from intergalactic Rock N Roll saviors, Valient Thorr eschews direct frontal attacks on politicians and their wars and instead focuses inward on personal decisions and ethical living in the world economy. Taking lessons from legions of like minded musicians and following the musical path Valient Thorr have traveled, Stranger broadens the boundaries of what is hard and heavy, aggressive and fierce, extending an invitation to a party to be enjoyed by the heshers, head bangers, stoner rockers, thrashers, skate punks, old schoolers and the truly hardcore. If one were to imagine hearing a palpable buzz so engaging that is has its own gravitational pull, something so strong that as one is pulled closer, the buzz becomes a throb that seemingly doubles over on itself into infinity. This is the furious sound of Valient Thorr, a band whose entire being is founded and powered on the force of one huge, mass, communal headbang that has the power to deliver a unifying moment of clarity. This may sound mystical, but in this case it is real, because as any dyed in the wool Thorrior will tell you, it is the energy of sweat soaked revelry, rather than electricity, that powers the amplifiers and drums that produce this hearty onslaught of all things future-past in the pantheon of high energy, heavy metal, ROCK n ROLL! Screeching guitar leads, low end rumble, breakneck paces and feel good shout along hooks are made to exist together, often in a single song, proving that this is the only sound possible to deliver Valient Thorr's powerful message of positive change and transformation. Anyone that has ever sweated and headbanged can get with this. Touring relentlessly since 2001 after crash landing in the North Carolina Triangle area, a place they now call home, Valient Thorr have this year already criss-crossed the U.S. on the Volcom Tour with Mastodon, Between The Buried and Me, Baroness and are currently in the midst of a European tour that will keep them abroad through the end of July and includes festival appearances at Hellfest, Roskilde, Serengeti and Rock Im Ring, before returning stateside for a massive U.S. headline tour set to kick off in September. Produced, recorded and mixed by Jack Endino (Nirvana, Mudhoney, Dwarves, High On Fire, Toxic Holocaust), Stranger, set for release on September 14, 2010 is Valient Thorr's fifth album in seven years. A considerable feat since they have been averaging close to 250 shows a year for most of this time with acts as varied as Motörhead, Joan Jett and the Black Hearts, Eagles of Death Metal, Gogol Bordello, Fu Manchu, Early Man and Skeleton Witch. To get right down to it, Stranger fuses together the roots-rock, no-bullshit beginnings of Stranded on Earth and Total Universe Man with the laser guided immediacy of Legend Of The World and the total metal shredding of Immortalizer, into one supernova burst.Wrongful Death | Comments Off
Bankruptcy can be such a negative experience, but with proper guidance and the right sources of information, it can be a positive solution to an otherwise, unbearable situation. If you are looking at bankruptcy, consider the advice of the following article. It should guide you through the process and see you through it, unscathed.
Laws regarding bankruptcy vary by state, so you need to find a lawyer that can walk you through the entire process and help keep your rights protected. In several cases, you can keep your car and your home, but it’s your attorney that will tell you what rights you have, what you can keep, and what you will need to surrender.
A huge mistake people make before filing for bankruptcy is maxing out their credit cards. This can lead to disaster when you file and the credit card companies might not discharge the debt. If you can, you need to stop using your credit cards at least six months before you file, and ideally for a year prior. Also, do your best to pay the minimum payments on these cards for at least six months before you file.
If you are trying to rebuild credit after filing for bankruptcy, you should apply for secured credit cards. These can help you establish credit, but you have to make sure that they are one of the companies that report to the major credit bureaus, since all of them do not.
Make a detailed list. Every creditor and debt should be listed on your application. Even if your credit cards do not carry a balance at all, it should still be included. Loans for cars or recreational vehicles should also be included on your application. Full disclosure is imperative during this part of the bankruptcy process.
Before you file for personal bankruptcy, be sure that you are cognizant of all current laws. Bankruptcy laws change a lot and before making the decision to file, you need to know what you are getting yourself into. To find out about these changes, you can look at your state’s legislation website or contact their office.
Before deciding to file for bankruptcy, you may want to look into other options. Remember, when you file for bankruptcy, you are greatly hurting your credit score, which in turn, can prohibit you from buying a house, car, and other big purchases. Consider safer, alternative methods first, such as consumer credit counseling.
You do not need to be bankrupt to file for personal bankruptcy. In 1898 the term was changed from “bankrupt” to “debtor” so that people could more readily understand that an inability to pay bills is the main qualifying factor in filing for personal bankruptcy. Most people who file are not, in fact, completely bankrupt.
After the completion of filing for bankruptcy, get to work reestablishing your credit score. Keep in mind that thirty-five percent of the credit score is calculated using payment history. Keep your payments on time, because you will have to battle the bankruptcy on your report for the next ten years.
Do not jump the gun, and file for bankruptcy too early. Filing at the wrong time could leave you with more debt than you had before. It also means that you will not be able to file against those debts. All debt must be listed on your initial application for it to be included.
When meeting with a personal bankruptcy lawyer, be sure you have all of the necessary paperwork with you. This will make the whole filing process go much easier and quicker. Some of the paperwork you should have with you includes loan documents, credit card bills, and any other relevant financial documents.
Ignore the people who put you down for declaring yourself bankrupt. These people cannot possible know the troubles you’ve experienced. By filing for bankruptcy you, are taking control of financial future. Also, dealing with the mistake of your past. Remember, for every person that looks at you with disgust, there is another person looking at you admiringly.
Shop around for a bankruptcy lawyer. Make use of free consultations, if a law firm offers them. Be sure to check out the attorney’s track record. For other kinds of bankruptcy advisers, do the same and be sure they’re licensed if your state requires it. Don’t ever pay debt negotiation firms any cash up-front and be sure you can pay based on the result. Don’t hire someone who doesn’t have good references or makes you feel uncomfortable.
Keep in mind that, currently, student loans cannot be discharged when filing for bankruptcy. There is a process by which student loans could be considered dischargeable, but it is costly, difficult, and rarely successful. However, student loans in bankruptcy have been a topic discussed by Congress in recent years, so keep up with new bankruptcy laws to find out if any changes have been made.
Be honest about your debts. When you file for bankruptcy, you need to be completely honest about your debts. If you attempt to hide any income, or assets from a Trustee, you might find that the court dismisses your case. You will also be barred from re-filing any debts that were listed in that petition. Report all financial information, no matter how insignificant it may seem.
If you are in a financial position where declaring bankruptcy is imminent, never put off declaring. When you wait, your financial situation is likely to continue to deteriorate and prove even more devastating. For this reason, when the financial hole that you have dug is too deep, it is smart to file sooner, rather than later.
It is often thought that filing for personal bankruptcy will leave you homeless. Meanwhile, it is true that some or all of your possessions are seized by debtors. Most filers get to keep their homes. It depends if there is a second mortgage taken out, or the overall value of the home has decreased.
Facing bankruptcy is hard enough in and of itself, therefore, you don’t need to go through the process blind and be subject to misguidance and further hardship. We hope this article has shed some light on the better ways of filing, the right people to turn to, and the best solutions for your personal circumstances.Uncategorized | Comments Off
Some recent State Law auctions on eBay:
State and Federal Administrative Law, 3d by Michael Asimow and Ronald M….
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2013 Traveler’s Guide to Firearm Laws of the Fifty States
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1928 & 1929 Game Laws of the State of Michigan Folder
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The planet earth contains different sources of energy that can be used to make our lives simpler. The major drawback to many of these sources is that they are harmful to the environment. However, there are greener alternative energy sources that exist that have less of an environmental impact, and you will find out more about them in this article.
Contact your current energy provider and see if they offer an option for you to use renewable-energy sources. Many providers harness renewable energy through solar or wind power and therefore, have this option available for their clients. However, you should keep in mind that this may cost a little bit extra.
Cover your windows if you’re not going to be home. This allows your home to be kept cool when you aren’t there, and in addition, it helps keep energy costs down. Usually the windows with the most sun are the one’s which face south. Dark, lined curtains, roman shades or roller shades may be something to consider using on your windows.
Do not assume that green energies are too expensive. The initial cost can be high, but most states will give you interesting tax incentives if you invest in green energies. You will be saving a lot of money on your energy bills. Do the math for yourself, and you will find that green energies are not expensive.
Plant trees around your home. The trees will help provide shading for you home and therefore will help keep your home cooler in the hot summer months. It will not require as much air conditioning to keep it at your desired temperature. Since trees lose leaves in the winter, they will still allow the sun to come in and help heat your home during the winter months.
Making changes to an existing home is very costly. If you want to start using green energies, you should think about moving or getting a new house built. Look for certain features such as running water or good exposure to the sun and wind when buying a new property or home.
Start using batteries that have been recycled or else use rechargeable batteries. Disposable batteries are full of toxins and actually take about half of the energy they put off, in order to produce. If you are using disposable batteries, be sure to recycle them. Rechargeable batteries, however, can be used over and over again.
To help you improve the green energy efficiency of your home, consider installing solar panels in your home. Solar panels are a good source of renewable energy and can be installed at a relatively low cost. In addition, you will reduce your reliance on fossil fuels and other forms of unsustainable energy.
Get your whole family thinking about green energy by stocking organic, recycled or eco-friendly products whenever possible. Ask your kids to identify such products on the shelves at the store and explain why those products are better for your family, your home and your environment. You can also segue such conversations into other eco-friendly practices like shutting off the water while brushing your teeth or turning off lights when not in a room.
A simple way to utilize green energy without a huge installation cost or commitment to equipment is to buy green energy from your utility provider. Many utility companies offer customers the option to buy their energy from renewable sources such as wind, solar, or hydro. This allows you to have a positive impact on the earth without extra maintenance on your part.
Try using a solar oven for your baking needs. Common items, such as a heavy cardboard box, some shiny foil and an old window are all that you need. The temperature in these ovens can heat up to 300 degrees, they can be put together in a few minutes, and the only energy they use is the sun.
For green energy use, always recycle your aluminum cans. The energy saved by just recycling one single aluminum can is enough to power a television for three hours. If everyone just recycled their aluminum cans, there would be more energy available for us to use for our everyday use and less energy wasted.
Use LED lights for home and tree decorations at the holidays. Research has shown that in the United States alone, more than two billion kilowatt hours worth of power could be saved if everyone made this transition. If everyone were to switch to LED lights, the country as a whole would save 2 billion kwh per year. This amount could actually power around 200,000 homes for a whole year. But for your own part, this is a great way to cut that power bill down.
Another great idea would be to use bio-fuels for house heating. Biofuels are usually composed of vegetable fats, animal fats, wood and oil. You can hire a professional to adjust your propane furnace to be capable of using any type of fuel you desire. Most furnaces use between 20 to 99% bio-diesel fuels. Be sure you discuss any new fuel use in your home with a pro before starting.
In a colder climate, make sure you weatherize your windows to be energy efficient. This will not only help you stay much warmer, but it will save you on energy costs. You can have this done for a fee, or you can do it yourself after purchasing the necessary products.
Buy energy-efficient windows and replace your old ones. Windows with a better seal will reduce your energy bills, keep road noise out of your house, and limit window condensation.
People looking to go green would be wise to use oil lanterns to light up their homes. Oil lanterns don’t use any electricity at all, and there are even some lanterns out there that will run on used vegetable oil that you can easily get from restaurants or your own kitchen.
As stated before, many forms of energy can be found on earth that we use. Many are harmful to the environment, but there are some which are not. The information outlined here should have given you a clearer understanding of these green energy sources and how they can be utilized in place of other energy sources.Wrongful Death | Comments Off
Mister Cartoon: Nike Was Fearful of Lawsuit By Marvel
http://www.sneakerwatch.com – Legendary tattooist Mister Cartoon, explains how he got to design a Nike sneaker, names his favorite creation and breaks down w…
Federal lawsuit filed against Connecticut’s new gun law
The President of the gun rights organization that has filed a federal lawsuit against Connecticut’s new gun law is speaking out Thursday.
Are you struggling to control pests? Do you fear they’ll overrun your home? Do you want to find expert help, but don’t know where to look? Have no fear, this article is here! Chock full of great advice, this article will prime you to get those pests out of here.
Ask your exterminator to use the most effective methods first. Many exterminators assume that you rather give the less potent methods a try first, in order to save money, but they very rarely work. You might as well just use the most effective method so that it is done and over with.
If you are apprehensive about using chemical pest control in your home, try traps instead. Physical traps work to attract the pest and then trap it. Some work like traditional mouse traps that snap closed and kill the pest, while others involve a sticky sheet that adheres the pest to the sheet so you can remove it from your home.
If you see damaged wood in your home, look at it closely for what kind of damage it is. If you see that the soft parts of the wood are gone but that the annual rings are intact, you likely have termites. Other forms of damage would be from other forms of insects.
Remember that as much as your houseplants might bring life to your home, some of that life might be pests. If you suspect that they are infested with aphids, spray your houseplants regularly with a solution of soap and water. That should be enough to manage the pest problem without exposing your plants and home to insecticides.
Do you have ants in your home? Get rid of these insects by mixing some borax and sugar. Pour this concoction on your doorstep and all around your home. If you know where the ants come from, pour a generous quantity of borax and sugar in these areas. The ants will be drawn by the sugar but the borax will kill them.
Bugs and other types of pests love clutter. It gives them lots of shelter and places to hide. When you reduce the amount of clutter in and around your home, you are reducing the habitat for these pests. Remove old clothes, books, boxes, and other clutter from around your home to reduce your chances of an infestation.
Clean any highly trafficked food areas every single day. Even a few crumbs each day can lead to a feast for pests over time. It’s best then to approach your cleaning not once a week, but daily for these areas. Even just five minutes will lead you to a cleaner area and less potential pests.
When the weather gets cool in the fall, outdoor pests will seek out your home as a source of warmth. Specifically bedbugs, bats and mice all will try to get into your home during the colder months. Make sure the exterior of your home is sealed so these pests can’t get inside.
If your camper is stored in the winter months, it may become home to mice. Natural repellents exist that can keep them at bay, however. The little repellant bags smell good and aren’t poisonous, but they prevent mice from getting inside campers and RVs.
Research the specific kind of rodent or bug that is in your house. Find out what these pests like and what they don’t. The easiest way to keep a clean home is to adapt to the kind of pest you’re dealing with.
Pests love a cluttered house! The more stuff you have laying around on the floor or shoved into cupboards, the more places they have to hide and thrive. In order to eliminate this, a good idea is to go through your entire place a couple of times a year and getting rid of things you no longer need or use. The less things you have, the less things they have to hide in and under.
Check your home for moist areas in the structure if you have carpenter ants. Carpenter ants are very attracted to moisture, so if you begin to have a problem with them, chances are that you have a leak somewhere. Once you find and solve that problem, the carpenter ants will move on naturally.
Do not buy pesticides that are labeled as being for outdoor use. While these products may get rid of the pests that you are trying to battle, they usually have a much higher concentration of chemicals than those for indoors. This means they will leave harmful poisons in the air for much longer.
Read the labels and directions of any pest-control products you use thoroughly. More is not always better. Misapplication or overuse of certain products can be dangerous to the occupants of your home. In some cases, it is even illegal and can result in fines or jail time behind bars.
To ensure ants don’t move into your home, mix 1c sugar and 1c borax in a 1 quart jar. Hammer holes into the lid with a nail and then use the jar to spread the mixture around your foundation, doors, windows and the baseboards on the inside, too. The sugar attracts ants while the Borax kills them.
When you’re overrun by cockroaches, place Borax powder around your home, especially in the kitchen and bathroom. If you have pets or children, this may not be the best solution as they can get into this poison as well. This trick can be used for other pests as well, like ants.
Try to learn what you can about the pest that is invading your home. The more that you know about its habits and ideal diet the more that you can do to keep them out of your home. For example, cockroaches love paper, so you would not want to have newspaper stored anywhere in your home.
Do you now know how to deal with your problem? Do you have the knowledge you need to get the job done? Do you have the confidence required as well? Great! With all of this in mind, you’ll tackle those pests and have the situation squared up in no time flat.Uncategorized | Comments Off
California Insurance Commissioner Dave Jones announced that he, along with four other state insurance regulators, has reached a settlement with the CIGNA group over claims handling practices for long-term disability insurance. The settlement comes after individual examinations into the insurance company?s claims handling practices by the California, Connecticut, Maine, Massachusetts, and Pennsylvania state insurance departments. As a result, the CIGNA companies are now reviewing past claims that were improperly handled in California from January 1, 2008 to December 31, 2010.
?This is a huge win for California long-term disability consumers. We have seen too many cases of wrongful denials in recent years and insurance companies delaying the claims process. For people suffering from a long-term disability, it?s essential to their financial security that claims are handled quickly and fairly,? says Frank N. Darras, America?s top disability insurance lawyer.
Several companies were involved in the settlement, including CIGNA Health and Life Insurance Company (formerly known as Alta Health and Life), and Connecticut General Life Insurance Company, Life Insurance Company of North America. They have set aside $ 77 million for estimated payments to wrongfully denied policyholders nationwide. They are also required to pay a $ 500,000 penalty to the California Department of Insurance and $ 150,000 to reimburse the department for the cost of ongoing monitoring that is required under the settlement agreement.
?This settlement will help thousands of policyholders whose claims were not handled properly and who were wrongfully denied in the past. It is a welcome relief and one worth celebrating! It is also a win for future policyholders who might have to file a claim. This agreement should also help currently disabled insureds by adding additional good faith pressure to handle claims promptly and fairly, while putting a national spotlight on Cigna?s claim handling ,? says Darras.
According to Jones, insurance department officials found that claim handling irregularities, such as not giving due consideration to the medical findings of independent physicians, discounting information provided by Social Security Disability decisions, and not giving appropriate consideration to workers compensation records.
Under the settlement agreement, the companies are required to:
????Enhance claim procedures to improve the claims handling process to benefit current and future policyholders
????Establish a remediation program in which the companies? enhanced claim procedures will be applied to certain previously denied or adversely terminated claims for residents of states whose insurance commissioners also signed the settlement agreement
????Participate in a 24-month monitoring program conducted by the insurance departments of the five lead states
????Undergo a re-examination upon completion of the monitoring period
????Pay fines and administrative fees totaling $ 1,675,000 to the five lead states
?Any person who had their claim denied from January 1, 2008 to December 31, 2010 is entitled to have their claim reviewed. It is advised they seek help from a top disability insurance lawyer or firm to ensure their claim gets a fair review,? says Darras.
About the California Department of Insurance
Life Insurance Company of North America (“LINA”), and the California Department of Insurance entered into a Stipulation and Waiver, File Number UPA 2012 00018 signed on May 10, 2013 by Matthew G. Manders, President of LINA.
The California Department of Insurance issued this press release:
For Release: May 24, 2013
Insurance Commissioner announces multi-state settlement for improper disability claim handling practices case against major insurer
CIGNA to pay $ 1.6 Million in fines/fees and up to $ 70 Million to policyholders
DarrasLaw, its attorneys, including founder Frank N. Darras, the nation?s top disability insurance attorney, have received numerous honors and awards from peers, validating the claim that we are America’s top disability firm. Lawdragon has singled out Frank N. Darras for five years in a row as one of the Top 500 Lawyers in America. Since its inception, Super Lawyers has honored him by naming him to its list for his work with disability insurance policyholders. The American Association of Justice lists him as one of the Top 100 Trial Lawyers in California. Best Lawyers in America has profiled DarrasLaw and the firm’s accomplishments on behalf of the disadvantaged and disabled.
At DarrasLaw, our compassion goes hand-in-hand with our legal expertise. We take pride not only in the results we achieve, but the care our team provides along the way. We hire only the top disability attorneys and staff, including our in-house nurse, for their compassion as much as their expertise and knowledge. Hiring the cream of the crop has been critical to maintaining our position as America’s top disability firm.
Our national reach plays a role too. People from all 50 states turn to us for help with individual disability insurance matters.
Nationwide, we review more than 2,500 claims a month. In any given year, we handle more cases than many firms handle in their lifetime. We have recovered more than $ 750 million in wrongfully denied insurance benefits.
Darras is available for interviews. Contact robin(at)mcdavidpr(dot)com.
Oakley Plaintiff vs. Ray Ban
This is my review for Oakley Plaintiff with polarized lenses. I compare them to Ray Ban 3267 so you can see the differences. Generally, I recommend both, I l…
So, you want to be a lawyer…(Part 1)
PLEASE CLICK LINK TO GO TO PART 2**** http://www.youtube.com/watch?v=w5cqJb_My5g.
TV Judge Completely Ends Smartass Lawyer
TV Judge Completely Ends Smartass Lawyer.
Some cool Law images:
Image by sunnyUK
This week’s assignment is to shoot something representing one or more of Newton’s three laws of motion.
Law 1: Every body perseveres in its state of being at rest or of moving uniformly straight forward, except insofar as it is compelled to change its state by force impressed.
Law 2: The rate of change of momentum of a body is proportional to the resultant force acting on the body and is in the same direction.
Law 3: All forces occur in pairs, and these two forces are equal in magnitude and opposite in direction.
Dare: Get all three laws in one, non-triptych shot.
Restriction: No editing (photoshopping) to construct the image, e.g. to make a composite image. Editing is fine for basic editing (e.g. color correction/enhancement, contrast, etc.) and making a diptych or triptych.
Make a small ramp from the 3 pieces of wood. One piece placed on a small box and the other two pieces upright on the side of the first.
Place the larger ball on a spot on the floor.
Release the smaller ball on the ramp and let it roll down to hit the larger ball. Having the ramp ensures that speed of the ball is the same from trial shot to trial shot, and hence the photo can be controlled.
Rear synch flash, bounced off the ceiling. Without flash, the final resting spots of the balls wouldn’t be visible.
Camera on tripod. Remote trigger. The white trails are reflections of a window. By pulling the curtains halfway and selecting a small aperture, natural light was reduced and shutter time extended.
Police Officer Breaking the Law
Image by Call To Adventure
A Police Officer talks on his iPhone in Los Angeles, on Sunset. This is illegal in California. But there he is, driving down the street, breaking the law on his expensive phone.
laws for atoms
Image by Will Lion
“Most laws were conceived in and for a world of atoms, not bits”
Being Digital (1995) by Nicholas Negroponte (p.236)
Background CC image courtesy of
www.flickr.com/photos/giantginkgo/6171406. This citation appears on the image.
View the interactive gallery here www.will-lion.com/digitalbitesLaw | Comments Off
One great online business to get into is affiliate marketing. It’s not actually hard to do, but it does have a learning curve that needs to be taken on if you want to make good money. Here are some tips for getting you past that learning curve — maybe you can even break the curve!
Affiliate marketing is a good way to make some money without having to invest a lot of money. You don’t have to invest on buying or producing products. The only thing you have to worry about when it comes to affiliate marketing is advertising and marketing. You have to make sure you website attracts enough attention to where people are clicking on the links on there and buying the products they view giving you your income. So you may need to invest in some software that will help you to write and post interesting and relevant content.
Before joining an affiliate marketing program, test out the product or service that you’ll be promoting. Having used the product before talking about allows you to give honest and sincere reviews of it. Your readers will be able to tell that your recommendations come from actual use and trust your reviews more than a generic review that doesn’t tell them anything.
Affiliate marketing is full of endless tips and tricks you can use to increase your sales numbers, and one great way to get more traffic is to offer people something for free. If you can create an information product explaining some steps about affiliate marketing, you can give this away to loyal subscribers.
The best advertisers you can get in affiliate marketing programs will do lots of work to help you help them. Many affiliates have integrated creative resources – unified advertising designs, pre-written copy and other ready-made tools you can use. Affiliates enjoy the consistency of message these resources give them; you can make use of the time they save you to concentrate on other parts of your website.
Use long-tail keywords to promote your affiliate marketing product. To do this, search for your product using Google’s free keyword tool. Choose keywords that have a moderate following, as opposed to those that attract millions of hits. By doing this, you will reduce your competition and have a better chance of getting higher search engine rankings.
In writing reviews for affiliate marketing, make your reviews visually appealing. That is, make sure your blog or site has a pleasing design, and use photos, graphics and/or videos to keep your reviews entertaining and break up text. Part of earning people’s trust and esteem is giving them a pleasant experience, and the visual aspect of your reviews is an important contributor to that. People are visual creatures, so don’t make it a strain or a pain to read your reviews, and people will be more willing to keep reading.
One strength of a good affiliate company is their active support for affiliates with product-selling resources made available. Affiliate companies usually have a pretty good idea of what they are doing. They perform research to determine which marketing strategies are most effective for converting leads to customers. What sets a good affiliate company apart from the rest is the willingness to share that information with their clients, in order to maximize both product sales and commissions.
A great affiliate marketing tip is to try out a product that you’re interested in. If you’re interested in promoting a new product, you should try it out first so that you have firsthand knowledge of how it works, and you’ll know for sure whether promoting it will be a good move.
Try to stick with products that you would purchase if it were your personal decision. These are the products that you will have the easiest time to promote, because you have a predilection towards it. Do not always approach analysis objectively if you want to have success in affiliate marketing.
Choose products that will be useful and relevant for a good amount of time into the future, especially if you are using a blog as your selling tool. The longer shelf life a product has to be sold means the longer you can make money from the work you have already done. Spending time to promote a product that will be out of date within a few months is a waste of your efforts.
Promote your affiliate links in more than one spot. Adding a banner or link in one place is not enough to get the volume of sales you want. Add links into the text of your blog entries or articles, to build up more desire and create a call to action for your readers.
When getting into affiliate marketing, it is crucial that you understand who your site’s visitors are. Consider why people are coming to your site and what information you are providing that they are looking for. When you know your audience, you will be able to select affiliate marketing products that will appeal to them.
When developing a website to use for affiliate marketing remember to register a relative and unique domain name with a reliable hosting service. Registering your domain allows it to be picked up by all the major search engines. Your domain name should reflect on the products and services you will be offering on your site.
Try something new. If you find that your products are not converting, it’s ok to switch to a different product in the same genre or switch to a completely different genre. Affiliate marketing can be a trial and error business, so don’t be afraid to keep trying until you come across a product that works for you.
These ideas should help you move steadily toward affiliate marketing success. Making money as an affiliate isn’t an instant process, but one of constant learning, tweaking and gradual building. Following these tips is an investment in your future though, so with what you’ve learned, you can go forth and build the financial freedom you desire.Law | Comments Off
In March, non-profit anti-spam organization Spamhaus was the victim of a DDoS attack, which grew to have more than 300 Gbps flood traffic sent to their servers. The attack was widely reported in international media as the largest attack in the history of the Internet. However, the real focus should not be the scale of the attack, but rather the techniques used and vulnerabilities exploited.
Industry-leading anti-DDoS service provider Nexusguard analyzed the incident and concluded that the real culprit is not merely the massive amount of flood traffic, but rather an exploitation of weaknesses in Internet protocols. Organizations should understand that defending against such attacks requires more than simply buying bandwidth.
According to the following characteristics, Nexusguard’s research classifies the attack as a DNS reflection attack:
1. Vulnerabilities in Internet protocols: Since the Internet was built around convenience and efficiency, security features are not inherently built into protocols like lCMP, UDP, SNMP, NTP and DNS. They do not verify traffic source, which make them vulnerable to spoofing.
2. DNS amplification attacks: The new DNS protocol allows server responses to be larger than 512 bytes. DNS servers can respond to multiple requests until the packet is full, making it much more efficient than its predecessor. However, this also means that attackers can generate large amounts of responses with a small number of requests.
The attack on Spamhaus cleverly exploits these two vulnerabilities to create the largest Internet traffic flood ever.
Nexusguard researcher Frank Tse emphasizes that while big numbers like “300 Gbps” seem scary, they only represent the highest level of flood traffic recorded, and that they are not maintained throughout the entire attack. Reflection attacks are a relatively basic form of traffic flooding and do not use more sophisticated techniques?not only are they easy to spot, their effects go away quickly once the attacks are responded to effectively.
Nexusguard proposes the following recommendations in response to the Spamhaus attack:
1. Patch vulnerabilities in Internet protocols as soon as possible.
2. Choose an ISP that provides anti-spoofing services to mitigate attacks at the source.
3. Have spare bandwidth available for emergencies. Organizations can consider subscribing to IAAS or MSSP services, which allow occasional bursts and are much more inexpensive than buying additional bandwidth.
4. Choose an Internet security service provider that has a comprehensive understanding of DDoS attacks.
Tse believes that the potency of DDoS flooding attacks will decrease as Internet protocols incorporate source validation mechanisms, and that these vulnerabilities will eventually be addressed as Internet security gains awareness.
However, Tse also says that more sophisticated attacks have now shifted to application layer attacks, which require much less bandwidth and are harder to detect. Organizations should focus on the actual techniques used in attacks rather than on big scary numbers. Furthermore, organizations should secure their networks by working with anti-DDoS service providers that can analyze attacks and keep up with new techniques.
Nexusguard was established in 2008 to provide industry-leading end-to-end, cloud-based Internet security solutions. By protecting clients against the ever-increasing and evolving multitude of Internet threats, Nexusguard’s cloud-based security solutions empower clients around the globe with uninterrupted services.
Backed with years of experience mitigating thousands of attacks per month, Nexusguard is the leading anti-DDoS provider in the APAC region. With its own scrubbing centers, a highly experience team of security experts and localized support, Nexusguard responds to DDoS attacks quickly and effectively. For more information, please visit http://www.nexusguard.com.
Press Contact :
Stanley Liu – Senior Marketing Executive, Hong Kong
Ivy Wu – Marketing & PR Executive, Taiwan
New York, NY May 24, 2013
Legalsophia, an internet marketing firm specializing in search engine optimization, web design and online reputation management is pleased to announce a new ORM promotion. The promotion is being offered to potential clients that want to begin a marketing campaign this spring. Implementing online reputation management has become an essential component of internet marketing and often businesses overlook the importance of developing an online reputation until a negative review surfaces. Fortunately Legalsophia has the proven capability of quickly removing ?scam? from Google drop down menus and its reverse SEP techniques eliminate negative search engine results from appearing anywhere near a client’s good name.
Company President, George Magalios will ensure Legalsophia clients are represented on the internet with a positive profile that reflects the true identity of their practice. In addition to optimizing a sophisticated website that attracts viewers and solicits new business, each new campaign will protect clients from false negative reviews and harmful slander.
Legalsophia is a full service internet marketing firm that offers organic search engine optimization, online reputation management and SEO compatible web design for Law Firms and attorneys throughout the United States. Its clients include top Google ranked firms that are dominating search engine results in competitive markets including New York, Miami, Tucson and Chicago.